1. WHAT IS AN ASSET MANAGEMENT COMPANY? WHAT DOES IT DO?
The establishment and operating principles of Asset Management Companies (AMC) are determined by the Banking Regulation and Supervision Agency. By purchasing the overdue receivables of the financial sector, especially banks, these companies allow both the balance sheet of institutions to be cleaned up and the debts to be restructured.
2. IF I WILL BE ABLE TO AFFORD TO PAY A LUMP SUM IN THE FUTURE, I WOULD LIKE TO MAKE A LUMP SUM PAYMENT RATHER THAN IN INSTALLMENTS ACCORDING TO THE CURRENT PAYMENT PLAN. WILL I HAVE AN ADVANTAGE?
If you make a lump sum payment before the payment deadline, there may be a maturity difference discount. You can contact your File Consultant for details.
3. CAN I HAVE A FACE-TO-FACE MEETING ABOUT MY DEBTS?
Of course, you can. You can make an appointment by contacting your file representative and visit our company to discuss our solution options.
4. WHY DOES MY DEBT NOT APPEAR ON E-GOVERNMENT SCREENS?
Since this process is carried out by the enforcement offices, there may be situations such as not being uploaded to the system, etc. This does not mean that there is no debt. You can get confirmation either from the enforcement office or through the KKB (Credit Registration Bureau) risk center.
5. I HAVE READ POSTINGS ON THE INTERNET THAT SUMER VARLIK A.Ş DOES NOT CLOSE THE ENFORCEMENT FILES OR DOES NOT GIVE A RELEASE LETTER (NO DEBT LETTER/CLEARANCE CERTIFICATE), IS IT TRUE?
Wrong. After the debt closure of your relevant file, when your request for the cancellation of the execution proceedings and the release of the attachment reaches us, it is processed in the shortest possible time by our contracted lawyers in more than 200 law offices throughout Turkey. In some cases, it may take time to find and retrieve old enforcement files because they are removed to the archives. A release is also given after the closure of the enforcement file.
6. WHAT COSTS MAY ARISE IN THE COURSE OF CLOSING THE CASE FILE OR DEBT SETTLEMENT?
You may be required to pay charges and expenses for release transactions (wage garnishment, real estate seizures, bank blocking transactions, cancellation of the execution proceedings, etc.) that must be carried out by the Enforcement Directorate. The amounts in question are calculated by the Enforcement Directorate, the client is obliged to pay these costs to the state through the relevant Enforcement Directorate.
7. HOW CAN I OBTAIN A DEBT CLEARANCE CERTIFICATE AFTER I HAVE PAID THE DEBT IN FULL
When your payments are completed, we can ensure that your Release (no debt letter) documents of the relevant file are sent to you within 5 working days via the communication channel (e-mail, fax) you prefer. However, if the T.R Identification Number is not written on the receipts of payments you made, this process may be extended until the payment transactions are matched, since your payment cannot be tracked.